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Home Buyer Cover

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Buying an existing home can be risky - emergency repairs to the property's major systems or appliances can leave a big hole in your budget

Is it the home of your dreams or a potential money pit? We know that we should do a building inspection before we buy , but do they cover everything and most people can't afford to for every house we bid on.

There is now an alternative. With Home Buyer Cover, you have the ability to cover the major systems in you new property as well as the major appliances. There is just one number to call when things go wrong, no searching for trades people that cost the earth or don't turn up.

So don't get a nasty surprise when your dream purchase becomes your biggest nightmare.

"Cover What's Important" and insure the essential elements of your "new" home against unexpected emergencies and appliance failures with Home Buyer Cover.

Cover your home from as little as $524 (plus policy fee)

Benefits
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FAQ's
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Home Buyer Cover offers you the benefits of Home Emergency Cover and Appliance Cover in one neat package, to give you and your home complete protection against common issues like broken appliances and emergency repairs.

The Benefits:
Emergency repairs without the stress of finding a repairer
Up to $1000 per claim covered and $5,000 per year
Simple repair or replacement service when a covered appliance breaks down
Cover appliances up to 8 years old
Low excesses

What we cover:
Major Systems
Emergency Electrical Repairs
Emergency Plumbing Repairs
Locks and Keys
Minor Roof Damage
Impact Damage
Major Appliances
Dish Washer
Hot Water System
Cook Top and Oven

Optional you can also cover:
Washing Machine
Clothes Dryer
Air Conditioner
Refrigerator / Freezer
Please read the PDS before deciding if this product is right for you.

Call one of our Insurance Consultants now on 02 8399 1838 to receive more information or download the application form to apply

For those who want to cover themselves for home emergencies, like plumbing, electrical and locksmiths issues only please also consider our Home Emergency Cover product or HomeSource's Home Assist membership.

To view the PDS please click

Cover your home or investment property today!

Home Buyer Cover FAQ's

What do I have to do when an appliance breaks or I have a plumbing/electrical emergency?
Do you cover the cost if I organize a repairer or a replacement appliance myself?
Does it cover outside plumbing systems?
Does it cover maintenance repairs?
Can I cover existing Appliances?
Can I choose by Appliance?
What happens if a appliance becomes too old to be covered by Home Buyer Cover?
Does the brand of the appliance matter?
What if I have more than one of an appliance i.e. Air Conditioner, freezers?
Does it cover Hot Water Systems? Electric & Gas?
Does your Home Buyer Cover policy cover accidental damage?
How can I as a seller benefit from Home Buyer Cover?
How does the buyer of my property benefit from me buying a Home Buyer Cover policy?

Answers:

What do I have to do when an appliance breaks or I have a plumbing/electrical emergency?
When you need to make a claim simply call the number on your policy document. Please call us before you arrange any repair or replacement yourself.

Do you cover the cost if I organize a repairer or a replacement appliance myself?
We only cover the cost if you contact us before any repairs or replacements have been arranged. Remember, we organize the repairer for you.

Does Home Buyer Cover cover outside plumbing systems?
We cover all plumbing issue that are located within your home.

Does Home Buyer Cover cover maintenance repairs?
This policy covers emergencies, all maintenance scheduled or unscheduled is not covered.

Can I cover existing Appliances?
Yes you can cover existing appliances as long as they are not older than 8 years, in good working order and have no known faults.

Can I choose by Appliance?
There is a base package to cover the essentials on top of that you can choose the several add-ons to get the preferred level of cover for your appliances

What happens if an appliance gets too old to be covered by Home Buyer Cover?
The particular appliance will not be covered anymore; however, if you purchase or already have another appliance of the same kind this appliance can be included in the policy. Contact our customer service team on 02 8399 1838 to provide details of the new appliance.

Does the brand of the appliance matter?
No, we are happy to cover any brand of appliance so long as it is in good working order and has no known faults

What if I have more than one of an appliance i.e. Air Conditioner, freezers?
You can call our Customer Service Centre on (02) 8399 1838 and we can modify the coverage for you

Does it cover Hot Water Systems? Electric & Gas?
Yes, we cover both Electric & Gas Hot Water Systems as well as their plumbing.

Does your Home Buyer Cover policy cover accidental damage?
No, it only covers the fault of the appliance. Wear & Tear and accidents are not covered. These incidents might be covered under your Home & Contents insurance.

How can I as a seller of a property benefit from Home Buyer Cover?
The last thing you probably want to spend money on during the sale of a property is repairs to appliances and / or plumbing and electrical failures. Further, prospective buyers will feel much more confident buying your property as they know that in case of a covered incident they don't have to cover the unexpected costs of a appliance breakdown or home emergency.

How does the buyer of my property benefit from me buying a Home Buyer Cover policy?

The remaining policy term will be transferred to the purchaser of a property, so they enjoy the confidence that when their "new" home breaks down they are covered.

These FAQs are only a brief summary please refer the the Product Disclosure Statement for all details of this policy.

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The information on this website and in the policy documents is of a general nature only and your financial position, objectives or any other details or factors specific to your personal situation have not been taken into account when preparing the website and policy documents. The Product Disclosure Statement (PDS) is the best source of information about this product. You should read the PDS carefully to ensure that this product meets your needs and requirements before making any decision to apply for, buy or continue to hold this product. PropertyCover P/L ABN 49127074837 is a Distributor of National Underwriting Agencies P/L AFSL 246229